Short-term financing. When time is decisive.
We structure short-term financing secured by real estate for entrepreneurs, real estate investors and property owners and place it quickly and personally with selected alternative lenders.
€100,000 to €10mup to 70% LTVinitial assessment within 24–48 hours
When conventional financing is not fast enough.
Not every financing need can be met within conventional bank processes. Especially for time-critical acquisitions, expiring loans or short-term liquidity needs, time can be the deciding factor.
In such situations, alternative lenders allow faster decisions and flexible structures, provided the economic basis, the collateral and the exit are sound.
This is exactly where we come in.
More than just arranging capital.
As an independent financing boutique, we review and structure short-term financing projects secured by real estate and place them with suitable alternative lenders.
We analyse the borrower, the property, existing charges, the loan-to-value and the exit, develop a viable financing structure from this and prepare the case so that a decision can be made.
We then approach selected family offices, private investors, debt funds and institutional investors whose lending profile matches the project.
No broad distribution. No anonymous platform. Personal, structured and discreet capital placement.
Typical financing situations
Property acquisition
A property has to be acquired at short notice and the purchase price provided on time.
Interim financing
Long-term financing or a specific inflow of liquidity is foreseeable but still needs time.
Refinancing & repayment
An existing loan is expiring or a lender needs to be repaid at short notice.
Bridging until sale
A property is being sold, but liquidity is needed beforehand.
Corporate liquidity
An economically sound company needs capital at short notice and has suitable real estate assets as collateral.
Special financing situations
Disputes among shareholders or heirs, tax payments, asset restructuring or other time-critical obligations.
Our financing parameters
For us, alternative financing does not mean financing without sufficient collateral. What matters is a sound economic basis, valuable real estate and a comprehensible exit.
- Financing volume
- €100,000 to €10mLarger individual cases up to €15m
- Term
- up to 24 months
- LTV
- max. 70%LTV based on current market value
- Geographical focus
- Germany
- Collateral
- Real estate of sound value, preferably first-ranking. Subordinated collateral is possible in principle with a total LTV of no more than 70%.
- Exit
- A specific, comprehensible and plausible exit is required.
Real estate as the basis for financing
- Multi-family houses
- residential and commercial buildings
- condominiums
- office properties
- retail properties
- hotels
- building plots with secured planning permission
Conventional construction, developer and project development financing, as well as corporate financing without real estate collateral, are not part of our services.
From enquiry to financing
- 01
Enquiry
You send us the key information on the financing need, the borrower, the property and the planned exit.
- 02
Initial assessment
We assess the basic financeability from a lender's perspective. With complete key data, you will usually receive an initial assessment within 24–48 hours.
- 03
Structuring
We analyse financing, collateral and exit and develop a viable financing structure.
- 04
Approaching lenders
On the basis of an exclusive brokerage mandate, we approach selected lenders that suit the project.
- 05
Execution
We coordinate the financing process and support the mandate through to completion.
One personal contact throughout the entire process.
Why MP capital management GmbH?
Speed
Short decision-making paths and a sound credit pre-assessment.
Access
A network of family offices, private investors, debt funds and institutional investors built up over many years.
Expertise
Many years of experience in credit decisions, real estate financing and independent financing advice, as well as personal experience as a real estate investor.
Personal & discreet
Personal support and targeted approaches to lenders instead of an anonymous platform and broad market distribution.
Financing seen from three perspectives.
Bank. Financing advice. Real estate investment.
Markus Petsch has ten years of experience in the corporate and real estate lending business of a bank with his own credit decision authority, and twelve years of experience as an independent financing advisor and broker.
As a real estate investor, he also knows financing decisions from the perspective of the borrower and investor.
This combination enables quick classification, sound risk assessment and targeted structuring of financing projects.
Clear mandate. Transparent remuneration.
We take on financing assignments on the basis of a clear, exclusive brokerage mandate.
For the successful arrangement of financing, MP capital management GmbH receives a brokerage fee from the borrower. The amount is agreed transparently and individually before the mandate is signed.
Is your financing case a fit for us?
- Financing need from €100,000
- Real estate collateral of sound value in Germany
- Maximum 70% LTV based on current market value
- Borrower in a fundamentally sound economic position
- Specific, comprehensible exit
- Short-term or special reason for financing
Frequently asked questions
What is the difference between interim financing and bridge financing?
Both terms refer to short-term financing that bridges a period until long-term financing, sale proceeds or another inflow of funds is available. "Bridge financing" is the term commonly used among investors. We arrange such financing secured by real estate, with terms of up to 24 months and through selected alternative lenders.
Do you also arrange mezzanine and subordinated capital?
Yes. We prefer first-ranking collateral. Subordinated financing, such as mezzanine capital, is possible in principle with a total LTV of no more than 70%.
What is mezzanine capital?
Mezzanine capital is subordinated capital. It ranks behind the senior loan and ahead of equity. Because it ranks lower, it is usually more expensive than a senior loan. For real estate it is often secured by a second-ranking land charge.
What does LTV mean?
LTV (loan to value) is the ratio of the loan amount to the current market value of the property. We finance up to a maximum of 70% LTV.
What information do you need for an initial assessment?
Information on the reason for financing, the requested amount, the property and its market value, existing charges, the planned exit, and basic information on the borrower and their economic situation.
How quickly will I hear back?
Once the key information is available, you will usually receive an initial credit assessment within 24 to 48 hours.
What does the brokerage cost?
For the successful arrangement of financing, MP capital management GmbH receives a brokerage fee from the borrower. The amount is agreed transparently and individually before the mandate is signed.
Do you finance developers or project developments?
No. Conventional construction, developer and project development financing, as well as corporate financing without real estate collateral, are not part of our services.
Do you have a time-critical financing need?
Send us the key data of your financing project by email or arrange a personal phone or video call directly.
For an initial assessment, we need in particular information on the reason for financing, the requested amount, the property and its market value, existing charges, the planned exit and basic information on the borrower and their economic situation.
Once we have the key information, you will usually receive an initial credit assessment within 24–48 hours.
Your enquiry will be treated confidentially.